I have my home insurance from Liberty Insurance in Ireland. After a lot of back and forth, they have said they do not allow home exchanges (it’s not stated in their policy docs - just verbal confirmation from the broker - Chill.ie), which is frustrating. Can anyone let me know which home insurance providers do allow home exchanges? Looking forward to switching providers and start some home swapping! Many thanks
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Hello and welcome to the Forum 
This is a very common question that members have. Have you tried using the search function to read about previous suggestions? Click on the magnifying glass on the top right. From personal experience it is tricky because not all insurance companies seem to understand the concept of HomeExchange. Ours simply said that it wasn’t any different to letting friends stay, and they preferred it to our house being left empty!
Thanks Melissa, yeah I have tried to search through existing threads, but could not find a direct answer. Very keen to understand from other Irish users which insurance companies they use that actively allow home exchange.
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From my personal experience I have found that insurance companies don’t like to give an exact answer. Ours simply said that they preferred the idea of friends being in our home rather than it sitting empty.
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Hi,
Just saw this on the forum. Joined this time last year and had exact same issue with home insurers. As we had several exchanges planned, all less than a week, ( we live elsewhere for periods of the year) our insurance had to be amended to that of a rented property. Downside of that is no availability of personal possessions cover insurance. Not really satisfactory but the insurers are reluctant on home exchanges. They may be more open to say one home exchange in a year. Try Allianz.