# UK Insurance **URL:** \ **Category:** 🥰 Your stories, anecdotes & advice\ **Created:** [March 6, 2026, 8:29pm UTC](https://forum.homeexchange.com/t/uk-insurance/19260 "2026-03-06T20:29:16Z")\ **Posts on this page:** 3\ **Page:** 1
**Author:** ![Lisamcd](https://avatars.discourse-cdn.com/v4/letter/l/b19c9b/32.png) [@Lisamcd](https://forum.homeexchange.com/u/Lisamcd)\ **Post date:** [March 6, 2026, 8:29pm UTC](https://forum.homeexchange.com/t/uk-insurance/19260/1 "2026-03-06T20:29:16Z")
Hiya I saw a post & thread about companies in the UK that may or may not cover swapping. People were struggling to find someone. I cant seem to search it out now…. Anyhoo, i wanted to say that ive had success! I have discovered that Admiral do 3 levels of Home & Contents insurance then, once you’ve got your quote reference number, you simply call them up and ask them to convert it into a Host Policy. This covers you up to 90 days a year for either Airbnb or swapping sites. They dont charge extra. Its not super cheap tbh but its also not crazy (3 bed house £600, with a 400 voluntary excess). For me, its worth the money to have peace of mind that im covered if something really awful happened ( that is, not for minor repairs or damage but if they injured themselves in your home or accidentally burned it down for eg) God forbid but stuff happens! ---
**Author:** ![Melissa.HomeExchange](https://dub1.discourse-cdn.com/homeexchange/user_avatar/forum.homeexchange.com/melissa.homeexchange/32/9318_2.png) [@Melissa.HomeExchange](https://forum.homeexchange.com/u/Melissa.HomeExchange)\ **Post date:** [March 16, 2026, 12:56pm UTC](https://forum.homeexchange.com/t/uk-insurance/19260/2 "2026-03-16T12:56:50Z")
Welcome to the Forum. Thank you for sharing this with the community. 🙂 ---
**Author:** ![me.graemed](https://avatars.discourse-cdn.com/v4/letter/m/c37758/32.png) [@me.graemed](https://forum.homeexchange.com/u/me.graemed)\ **Post date:** [July 10, 2026, 12:02pm UTC](https://forum.homeexchange.com/t/uk-insurance/19260/3 "2026-07-10T12:02:35Z")
Just to confirm - we have a standard Tier (called “Admiral Tier”) insurance policy on our home, and just called them to add on the ‘Host Cover’. All done at zero additional cost. 👍