# Insurance issue UK **URL:** \ **Category:** English Forum\ **Created:** [June 23, 2025, 1:28pm UTC](https://forum.homeexchange.com/t/insurance-issue-uk/14815 "2025-06-23T13:28:04Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![Jack1](https://avatars.discourse-cdn.com/v4/letter/j/2bfe46/32.png) [@Jack1](https://forum.homeexchange.com/u/Jack1)\ **Post date:** [June 23, 2025, 1:28pm UTC](https://forum.homeexchange.com/t/insurance-issue-uk/14815/1 "2025-06-23T13:28:04Z")
Hi there I can’t find anyone who can suggest an insurance company Who is amenable to allowing people to stay in their homes on this basis. Through one direct contact I was put in touch with a company that did mainly farming communities, and whose quote was five times my current insurer. So I could start messaging various people who are on here offering homes in cities – and I might! – but it seems there must be an insurance company somewhere who regularly offers to cover urban houses who want to use their home for a few weeks a year in this way. If anyone is prepared to specifically name the insurance company that they use, with whom they have been transparent and open about the use of HomeExchange, I would be very grateful. Many thanks Jack ---
**Author:** ![Melissa.HomeExchange](https://dub1.discourse-cdn.com/homeexchange/user_avatar/forum.homeexchange.com/melissa.homeexchange/32/9318_2.png) [@Melissa.HomeExchange](https://forum.homeexchange.com/u/Melissa.HomeExchange)\ **Post date:** [June 24, 2025, 1:39pm UTC](https://forum.homeexchange.com/t/insurance-issue-uk/14815/2 "2025-06-24T13:39:30Z")
Hi Jack, welcome to the Forum! This is indeed an issue that has been discussed quite a few times in the Forum. I’m afraid to say that I have not come across a particular named insurer for the UK that clearly covers HE stays. I am based in the UK so I have personal experience with this. Our previous insurer was very vague but basically said they would rather ‘friends’ were in our house than it be left empty. I’m sorry I can’t be of more help.